Introduction
You’ve finished the job, the client is happy, and the ute is packed. But when you sit down to check the bank account, the numbers don’t add up. You worked hard for two weeks, but after paying for materials and the boys, you’ve barely made a wage. Sound familiar? You aren’t alone.
For many Aussie tradies, the difference between a profitable year and just "getting by" often comes down to accuracy in the quoting stage. With material costs fluctuating wildly and inflation biting, the "she’ll be right" approach to estimation is a fast track to going broke. Whether you’re a chippy, a landscaper, or a general builder, underquoting is the silent killer of trade businesses.
In this guide, we’ll break down exactly where you’re likely losing money on decks, fences, and renovations, and how using a tradie quoting app can help you reclaim your weekends and your profit margins.
TL;DR: The Quick Summary
- The Problem: Tradies often guess labor times and forget "invisible" material costs (screws, waste, delivery).
- The Big Three: Decks, fences, and bathroom renos are the most commonly underquoted jobs.
- The Fix: Stop manual calculations. Use digital tools with real-time pricing.
- The Tool: Automation and AI can save you 5+ hours a week on paperwork.
The High Cost of "Guesstimating"
We’ve all done it. You turn up to a site, look around, suck air through your teeth, and throw out a number that "sounds about right." Or maybe you scribble some figures on the back of a dart packet.
While experience is valuable, it doesn't account for the fact that timber prices might have jumped 15% since your last job. When you rely on memory rather than current data, you open yourself up to significant risk.
Why Manual Quoting Fails
- Price Volatility: Material costs change weekly.
- Scope Creep: Verbal agreements get forgotten.
- Math Errors: Simple calculation mistakes can cost thousands.
- Time Wasted: Spending Sunday nights doing paperwork instead of resting.
Pro Tip: If you aren't using a quote builder in Australia that links to live supplier pricing, you are essentially gambling with your profit margin on every single job.
Job #1: Decking – The Devil is in the Detail
Decks are the bread and butter for many chippies and landscapers, but they are also notoriously easy to underquote. Why? Because while the square meterage is easy to measure, the complexity is often hidden.
Where You Are Losing Money
- The Substructure: Many carpenter quotes account for the decking boards perfectly but underestimate the bearers, joists, and stumps. If the ground is uneven, your labor time for digging and leveling can double.
- Fasteners and Fixings: It sounds small, but high-quality stainless steel screws for a 50sqm Merbau deck can run into the hundreds (or thousands) of dollars. If you just throw in a "allowance" of $100, you’re paying the rest out of your own pocket.
- Waste Factor: Are you calculating linear meters based on the exact area? You need to factor in 10-15% for off-cuts and bad boards.
Case Study: The "Simple" Low-Level Deck
A tradie in Melbourne quoted a low-level deck at $8,000. He didn't account for the extra excavation required for airflow and drainage compliance.
- Estimated Labor: 3 Days
- Actual Labor: 5 Days (2 days of digging)
- Result: He lost $1,200 in labor costs alone.
Solution: Use a dedicated deck quote calculator or an app like QuoteMate to itemize every stirrup, bolt, and board.
Job #2: Fencing – Digging Into Your Profits
Fencing seems straightforward—post, rail, paling, repeat. However, fencing is physically demanding, and the variables below the ground are where the money is lost.
The Underground Unknowns
The number one reason fencing jobs lose money is digging conditions. If you are quoting a standard rate per meter without checking the soil, you’re in trouble. hitting rock, tree roots, or old concrete footings can turn a 1-day job into a 3-day nightmare.
The Hardware Trap
When using a fence quote app or estimator, ensure you are accounting for:
- Gate Hardware: Latches, hinges, and drop bolts are expensive.
- Concrete: One bag per post? Or two? In soft soil, you might need double the concrete you estimated.
- Removal: disposing of the old fence (especially if it's asbestos or rotten timber) incurs heavy tip fees.
Pro Tip: Always include a "Rock Clause" in your terms and conditions. This states that if rock is encountered, excavation will be charged at an hourly rate on top of the quote. This protects your bottom line.
Job #3: Renovations – The Scope Creep Nightmare
Whether it’s a bathroom refresh or a laundry update, renovations are the heavyweight champions of underquoting. The nature of renovation is that you don't know what you don't know until you start demolition.
The "While You're At It" Factor
Clients love to add small tasks once you are on site. "Can you just fix this skirting board?" or "Can we move that power point?" If you don't track these changes formally, you end up doing free work. A good builder estimator tool allows you to add variations instantly.
Hidden Costs in Renos
- Waterproofing: Never skimp here, but often the preparation time (grinding floors, priming) is underestimated.
- Plumbing/Electrical Surprises: Moving a pipe "just 100mm" can sometimes require major structural changes.
- Delivery and Logistics: Getting materials into a second-story apartment takes three times longer than a ground-floor house. Are you charging for that labor?
The "Invisible" Costs Eating Your Margin
Regardless of the trade, there are universal costs that often get left off construction quotes. These are the silent budget killers.
1. The Bunnings Run
How many times do you drive to the hardware store mid-job?
- Fuel cost.
- Vehicle wear and tear.
- Labor cost: If you charge $80/hr and spend 45 mins at Bunnings, that run cost you $60 in lost billable time.
2. Consumables
Blades, drill bits, pencil, glue, sandpaper. These aren't free. You should have a "consumables" line item or percentage markup on every job to cover these.
3. Admin Time
It takes time to meet the client, measure up, draft the quote, and send the invoice. If you aren't using a tradesman invoice app to automate this, you are working for free during those hours.
How Technology Solves the Problem
In 2026, relying on a notepad is no longer competitive. Clients expect professional, detailed quotes, and you need accuracy to survive. This is where AI and mobile technology bridge the gap.
Access to Real-Time Pricing
Imagine building a quote and having Bunnings prices automatically populated for your materials. No more browsing the website at night or calling the trade desk.
- Accuracy: You quote the current price, not last year's price.
- Speed: Build quotes in minutes, not hours.
The Power of AI Estimation
Apps like QuoteMate allow you to describe the job in plain English (e.g., "Build a 5x4m Merbau deck with handrails"), and the AI generates a line-item list of materials and estimated labor. This acts as a safety net, ensuring you don't forget the screws or the concrete.
Professional Presentation
A scribbled text message quote looks dodgy. A branded PDF quote with your logo builds trust. It tells the client, "I am a professional, and my price reflects my quality." This allows you to win jobs even if you aren't the cheapest option.
Best Practices for Accurate Quoting
To stop losing money, implement these rules immediately:
- Site Visits are Mandatory: Never quote unseen unless it's a tiny repair.
- Use a Checklist: Or better yet, a job estimator app that prompts you for details.
- Add Contingency: clearly marked or built-in, usually 10-20% for renovations.
- Expire Your Quotes: Material prices change. Put a 14 or 30-day expiry on your quotes.
- Track Your Actuals: After the job, compare your quote to your actual costs. Where did you go wrong? Learn for next time.
Frequently Asked Questions
Q: How much contingency should I add to a renovation quote?
A: For renovations, a contingency of 15-20% is standard industry practice. This covers unforeseen issues like rot, structural problems, or plumbing surprises. For new builds (decks/fences), 5-10% is usually sufficient. Always explain to the client that this budget is there "just in case."
Q: What is the best way to handle material price rises after I've quoted?
A: Your terms and conditions must include a "Cost Escalation Clause." This allows you to pass on material price increases if they occur between the quote date and the start date. Also, ensure your quotes have a short expiry date (e.g., 14 days) to protect against Bunnings prices fluctuating.
Q: Why should I use a paid app instead of Excel?
A: Excel requires manual data entry and doesn't update prices automatically. A dedicated tradie quoting app saves you hours of admin time, looks more professional to clients, works offline on-site, and integrates directly with supplier pricing, reducing the risk of human error.
Q: How do I charge for travel time?
A: You can either include a "Call Out Fee" line item or build it into your hourly labor rate. If a job is more than 30 minutes away, you must account for the fuel and the lost labor time. Many tradies underquote because they treat travel time as "free" time.
Key Takeaways
- Stop Guessing: Manual calculations lead to errors. Use digital tools to ensure accuracy.
- Watch the Big Three: Decks (fixings), Fences (digging), and Renos (scope creep) are the highest risk for underquoting.
- Live Pricing is King: Use tools that integrate Bunnings prices so your material costs are always current.
- Professionalism Wins: Sending a branded PDF quote via a quote builder in Australia justifies a higher price point than a text message.
- Protect Yourself: Use terms and conditions to cover rock excavation and material price rises.
Conclusion
At the end of the day, you didn't become a tradie to sit behind a computer or work for free. Underquoting doesn't just hurt your bank balance; it adds stress to your life and takes time away from your family. By identifying the high-risk areas in decking, fencing, and renovations, and adopting modern tools to handle the heavy lifting of estimation, you can ensure every job is a winner.
It’s time to ditch the notepad and start quoting with confidence. With the right strategy and the right app in your pocket, you can win more work, look more professional, and most importantly, get paid what you’re worth.
Ready to Save Hours on Quoting?
QuoteMate helps Australian tradies create professional quotes in under 5 minutes with AI-powered estimation and real-time Bunnings pricing.
Try free - your first 5 quotes are on us!
Get Started with QuoteMate | No credit card required



